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Founders federal credit union does not allow the sale of any repossessed collateral to an. In the market for an auto loan? Get an auto loan by december 31, 2025, for a chance to win up to $25,000 toward your founders loan, plus a $5,000 deposit!* monthly. Get a special rate on qualifying purchases with your founders credit card! The more founders products you use, the higher your rate! Now with rates as high as 2. 93% apy. Terms and conditions apply.